If you’re looking to start a business, pay your rent, apply for your masters and generally fend for yourself as a National Service Personnel you clicked on the right link. It is evident that GHS559 will not take you to the end of the month not to even talk of helping you save up for a special project. If you are interested in getting a loan to support yourself without collateral, these loan providers can help.
The DIRECT Service Loan program for National Service Personnel (NSP) working in the public sector of the country. As an NSP in Ghana, this is one of the most typical ways to obtain a loan. It’s paperless, accessible, and does not require application fees. Dial *396*1# and key in your service number to access a loan.
Fill out a simple form and get approved in a matter of hours. If your application is approved, your loan will be transferred to your credit card or an appliance will be delivered to your home. It requires no collateral nor does it have any hidden fees.
MTN has teamed with AFB Ghana to deliver MTN loans to customers who have actively transacted in their wallet for more than 90 days. Qwickloan is a quick and easy way to get cash for any reason at any time, and it gives up to 1,000 Ghana Cedis. The interest rate on the loans is 6.9% on the amount borrowed. To obtain the loan, simply follow these steps:
Dial 170# on your phone, choose option 5 (financial services),choose option 3 (loans) from the drop-down menu then choose option one to register for your loan and get approved in minutes
OZÉ collaborates with financial institutions and fintechs to provide small business loans to users that use the OZÉ Business App on a regular basis and have completed the loan application and passed the Loan Prep Process. OZE is willing to pay up to 10,000 Ghana Cedis. The interest rate on these shorter loans in Ghana is as low as 3% per month on the amount borrowed. An applicant must have used the OZE App for at least 30 days to be considered for the loan. After 30 days, you must contact an OZE Coach, who will email you an Application form and check your Mobile Money statement, allowing you to begin the process right away!