When you’re in university you try as much as possible to avoid going to the bank because who has time for all of that, right? After school though, things are a little different. Joining the working world usually means that you’ll have to start using that dormant bank account. Here are 5 essential banking tips that will help you avoid some situations that would definitely cause you a nasty headache.
Make Sure That You’re Downloading The Right Banking App On The App Store
The first thing that you need to do when you’re downloading a banking app is to check and verify that you’re actually downloading the right app. Some malicious apps are designed to look authentic and will only end up stealing your banking details. If you’re not sure about a banking app, check the number of downloads that it has as well as the reviews left by other users to verify the app before you install it.
Don’t Put Your Card Details On Random Websites
A common way of stealing credit card information is by creating clones of websites that people frequently make purchases on. Putting your credit card numbers on the internet comes with a huge risk if you’re not verifying websites before you enter your card details.
Be Selective With App Permissions
Sometimes you’ll hear that an app was banned from the PlayStore for being malicious after being popular for a very long time. Even though you might think an app is legit simply because it’s on your app store that’s not always the case. Whenever you download a new app that needs some permissions to read the fine print and make sure that you’re not giving any particular app more control than it needs.
Fear Accidental Mobile Money Deposits
Most of us are aware of the momo scams by now but for those who aren’t, just ignore random text messages telling you that money has been deposited into your account, especially if you’re asked to send that money back. If you get a text message that seems fishy or that you just can’t trust then check your mobile money balance to check whether you’ve actually received anything or not.